Having Debt Is Hard. Eliminating Debt Is Easy.

One Affordable Monthly Payment

Consolidate and reduce your minimum payments into one, low monthly payment that fits your budget.

Absolutely No Up-Front Fees

Our fees are entirely performance-based. We don’t get paid until your debts are settled, per FTC regulations.

Resolve Your Debt in 20-48 Months

With our expert team of negotiators, we can help you become debt-free faster than you ever thought possible!

5 Simple Steps For
Fast Debt Relief

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See your debt relief options in less than 5 minutes.

  • Speak with one of our certified Debt Specialists
  • Discuss your debt, financial goals, and options
  • We create a personalized plan that fits your needs
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Black woman with saving piggy bank

We'll help you set up a dedicated savings account that you control.

  • High interest payments to your creditors stop
  • Make one, low monthly deposit each month
  • Build up funds in your account for negotiating
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You get what you negotiate

Our expert negotiators work to get you the best settlements

  • We negotiate on your behalf with your creditors
  • You’re notified when you get a settlement offer
  • You can accept the offer or wait for a. better one
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Woman received a happy letter from the bank, businesswoman reads and rejoices celebrating success

Eliminate your total debt by up to 30% to 50% or more.

  • You can get your first settlement in 4-7 months 
  • Creditors are paid from your dedicated account
  • Settlements can be paid out over 12 months
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Get started with your new life... without debt!

  • Successfully complete your debt relief program
  • Become debt-free in just 20 -60 months
  • Enjoy piece of mind living without debt

Debt Relief vs Minimum Payments

If you had $25,000 in credit card debt, were charged 18% interest, & paid only the minimum each month ($625), it would take 443 months (36 years!) to pay off, & cost you $36,923 in interest!

With our program, you could pay it off in less than 48 months, & only pay $18,750. Plus, save over $200 each month!

Julie H.

Two-time breast cancer survivor, saved $43,173 with our Americor debt relief program

STARTING DEBT

$25,000

Get Your FREE Debt Analysis

Debt We Can Help With

American Consumer Solutions™ debt relief program can help you with the following types of unsecured debts – debt that is not backed by collateral such as a house or car.

Creditors, Banks & Delinquencies

Collections, Judgements & Deficiencies

We’ve Transformed The Lives of Hundreds of Thousands of People

Every day, more and more people find themselves in financial hardship. We’ve helped our clients overcome it. And we’re ready to help you too!

We Are Here For You
Every Step Of The Way

Understanding Financial Needs

Debt relief isn’t right for everyone. That’s why we evaluate your debt situation to help ensure that debt relief is the right option for you.

Negotiating The Best Settlements

Our team of experienced negotiators are committed to getting you the best debt settlements from thousands of creditors.

Always Supporting Your Success

Every day of the week, our certified Debt Specialists are ready to provide the answers and support you need.

FAQ's

American Consumer Solutions™ debt relief program was created to resolve your debt for a fraction of what you owe, as quickly as possible.

First, we provide a free debt consultation with one of our certified Debt Specialists to review various debt relief options you have including bankruptcy, debt settlement, and debt consolidation.  Then we help you decide what form of debt relief and our program specifically is right for you.

If you decide that it is, we work with you to design a personalized debt resolution program that fits your goals and your monthly budget. Many of our clients find this is often lower than their existing minimum payments!

Once you enroll, American Consumer Solutions™ expert debt negotiators work on your behalf and negotiate with your creditors, so that we can help you become debt-free as quickly as possible.

For many people, it certainly can be!

If you’re living paycheck-to-paycheck, carrying high balances on your credit cards, and struggling to make the minimum payments… then you’re also likely experiencing unnecessary stress that can affect both you and those close to you.

When you enroll in American Consumer Solutions™ debt resolution program, not only will we help you eliminate your debt and regain control of your finances, but you’ll also find yourself free of the stress, guilt, and worry that comes with overwhelming debt. That means you’ll have time to focus on what really matters: your family… your career… your hobbies and pastimes… and enjoying life to the fullest!

We offer debt consolidation loans to qualified individuals/couples for up to $45,000 through our network of approved lenders.

If you live in a state we service and you are struggling with more than $7,500 of unsecured debts, including credit cards, medical bills, department store and personal loans… then you qualify for American Consumer Solutions™ debt relief program.

It depends on a variety of factors including how much debt you have, what your income is, and who your creditors are.

However, on average, it typically takes between 20-48 months to become debt-free with our debt resolution program.

So if you compare that to only make the minimum payments on your credit cards, you could remain stuck in debt for the next 10-20 years or more and have to and pay back 2-5 times the amount you originally borrowed… making American Consumer Solutions™ debt resolution program a smart choice!

American Consumer Solutions™ has helped over 200,000 individuals and families get out of debt faster than they ever imagined, and for far less than what they owed!

With an A+ rating with Better Business Bureau (BBB), we at ACS™ are proud to share that we’ve relieved over $2 billion worth of debt – and we’re excited for the opportunity to help you on your journey to becoming debt-free.

Check out our many client stories, case studies containing real settlement letters we’ve negotiated for our clients, and our online reviews.