First of all, congratulations on becoming debt free! It was probably a long and tedious journey, but you’ve made it! Paying off debt is a
A financial investment is the practice of using money to purchase and hold assets for the purpose of making a profit. These investments can include
Amortization refers to the process of spreading out the cost of an asset over its useful life. In financial terms, it is the gradual reduction
In financial terms, the principal refers to the initial amount of money that is borrowed or invested, upon which interest is calculated or earned. It is the
A bond is a financial instrument used by governments, corporations, and other organizations to raise capital. It represents a debt obligation, meaning that the issuer (borrower) promises
Cash flow is the movement of money in and out of a business or individual’s accounts over a given period. It measures the amount of
Capital gain refers to the profit that an individual or entity realizes when they sell an asset for a price that is higher than the
The Consumer Financial Protection Bureau (CFPB) is a federal agency in the United States that was created by the Dodd-Frank Wall Street Reform and Consumer
A Charge-Off is a financial term used to describe a situation where a creditor writes off an outstanding debt as uncollectible. In simpler terms, it means that
Credit counseling is a service offered to individuals who are struggling with debt management or are looking to improve their financial situation. It is a process that
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American Consumer Solutions is a debt relief agency that assists consumers with eliminating the burden of high interest consumer debts and getting back on the road to financial freedom. Prosperity for all!
Copyright © 2023 American Consumer Solutions™ Funding, LLC dba American Consumer Solutions™ Financial. All rights reserved.
American Consumer Solutions™ provides debt resolution services. Our clients who make all monthly program payments save approximately 40 – 50% of their enrolled debt (average of 43%) upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from 14%-25% of your enrolled debt. Programs range from 20-48 months. Clients must save at least 25% of each debt due to an enrolled creditor before a bona fide settlement offer will be made. On average, clients receive their first settlement within 4-7 months of enrollment and approximately every 3-6 months thereafter from when the prior debt was settled. Not all clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Our program is not available in all states; fees may vary by state. Some programs may be offered through The Law Firm of Higbee & Associates d/b/a Advantage Law. The use of debt resolution services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Any amount of debt forgiven by your creditors may be subject to income tax. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Read and understand all program materials prior to enrolling. Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt relief companies. To determine the offers you may be eligible for, American Consumer Solutions™ conducts a “soft credit pull.” This credit pull does not impact your credit score, creditworthiness, or ability to obtain credit from other sources. The soft pull is not a tradeline entry, does not report against your score and will only take a few minutes.
American Consumer Solutions™ Funding, LLC (1201 W 15th St. Suite 210 Plano TX 75075) is fully accredited by the Better Business Bureau (BBB), the American Fair Credit Council (AFCC), and the International Association of Professional Debt Arbitrators (IAPDA). CA Department of Financial Protection and Innovation (DFPI) License # 603K913.
