What is Black Market Value of Stolen Credit Card Info?
What’s the black market value of stolen credit card information? Major security breaches have become too common of a story, with retailers and websites hacked with alarming frequency. It has become so common that it can often take a fairly egregious breach – think SONY in 2014, or Target in 2013 – for something to […]
How to Protect Your Child’s Identity at Every Age
Protect Your Child’s Identity. Some lenders require a social security number with a clean credit history, but don’t necessarily check that the borrower’s name matches the number, so thieves can get away with using social security numbers that aren’t assigned to anyone at all. Your child’s identity can be at risk at any point in […]
6 Tips for Protecting Your Financial Security and Preventing Fraud
Each year millions of Americans fall victim to financial fraud and identity theft. In 2020 alone the Federal Trade Commission (FTC) received more than 2.1 million fraud reports from consumers, with impostor scams cited as the most common. Identity theft can be a stressful experience and have a significant impact on your credit and finances. Follow these […]
Guide to online credit card protection against online fraud
Gone are the days when you needed to visit a convenience store or mall to buy something. Thanks to the internet, you can now conceivably buy everything you need from the comfort of your house. Movies, appliances, furniture, groceries – if you want it, you can buy it with a few clicks. It sounds convenient, […]
What is the Fair Debt Collection Practices Act?
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from unfair and abusive debt collection practices. Under the FDCPA, creditors, debt collectors, and other debt collection agencies are not allowed to engage in abusive or unfair practices when attempting to collect debts from consumers. A few examples of these prohibited practices include: The […]
All you Need to Know About The Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors and provides consumers with protection from abusive, deceptive, and unfair debt collection practices. The FDCPA applies to third-party debt collectors, not the original creditors. Under the FDCPA, debt collectors are prohibited from engaging in certain practices, such […]